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Subject: SARC CREDITO / PERDIDA ESPERADA: Vencimiento. PERMITANOS AYUDARLE. COMPARE
 VALORES!
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                                            <div class=3D"contentEditabl=
eContainer contentTextEditable" style=3D"color: #444444; min-height: 0px=
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                                                <div class=3D"contentEdi=
table" style=3D"color: #444444; font-size: 13px; font-family: 'Helvetica=
 Neue', Helvetica, Arial, sans-serif;"><h2 align=3D"center" style=3D"col=
or: #000000; font-size: 16px; font-family: 'Helvetica Neue', Helvetica, =
Arial, sans-serif; margin-top: 0; text-align: center;">
	<span style=3D"color: #008000;">RESPETADOS</span><br>
	<br>
	<span style=3D"color: #ff0000;">EZMIRNA, con 410 consultorias en el sec=
tor solidario y alianza con casas de revisor&iacute;a fiscal, gremios y =
casas de software contable solidario, tiene el SARC (Riesgo de&nbsp;Cred=
ito) que su entidad solidaria necesita.<br>
	<br>
	Se vence en junio 2021, se requieren 4 meses minimo para implementar. Y=
a lo tiene?</span><br>
	<span style=3D"color: #000080;"><u>Ya tiene OPERATIVIZADO el MODELO PAR=
A EL CALCULO DE LA PERDIDA ESPERADA PARA EL DETERIORO DE LA CARTERA DE C=
REDITO?</u></span><br>
	<br>
	SuperSolidaria est&aacute; requiriendo la implementaci&oacute;n. <span =
style=3D"color: #ff0000;">SARLAFT y SARL </span>est&aacute;n vencidos.&n=
bsp; <span style=3D"color: #ff0000;">SARO, SARC y SARM</span> estan en p=
roceso de vencimiento.<br>
	<br>
	<span style=3D"color: #000080;">Circulares SuperSolidaria: Basica Jurid=
ica Cap 11, 6/2014, 14/2015, 15/2015, 4/2017, 10/2017, 14/2018, 3/2019, =
6/2019, 10/2020</span><span style=3D"color: #ff0000;">, Nueva Circular B=
asica Contable y Financiera, Nueva Circular Basica Juridica</span><br>
	<br>
	<span style=3D"color: #ff0000;">EZMIRNA ofrece una hora de asesoria gra=
tis. COMUNIQUESE Y AGENDELA.</span><br>
	<br>
	<u><span style=3D"color: #008000;">Valide los costos con su asesor. </s=
pan><span style=3D"color: #ff0000;">No tiene por que ser costoso.</span>=
<br>
	<br>
	<span style=3D"color: #008000;">Ya implement&oacute; el modelo de otorg=
amiento nuevo? Ya implement&oacute; el proceso nuevo de EVALUACION DE CA=
RTERA y PERDIDA ESPERADA? Tiene un proceso para garantizar la INTEGRIDAD=
 DE DATA y EVALUACI&Oacute;N DE CALIDAD DE DATOS? Tiene un proceso de CO=
BRANZA SEGMENTADA? Determin&oacute; ESCENARIOS DE ESTR&Eacute;S EN CONCE=
NTRACI&Oacute;N DE CARTERA?</span></u><br>
	<br>
	Levantamiento, Dise&ntilde;o, Capacitaci&oacute;n, Puesta en marcha, Ac=
ompa&ntilde;amiento. <u>Somos los m&aacute;s econ&oacute;micos del merca=
do.</u><br>
	<br>
	<span style=3D"color: #ff0000;">SIAR es mucho mas que un manual, una ma=
triz o un CD comprado. Tiene los 94 requisitos de la norma implementados=
?</span></h2>
<br>
<br>
<h3 style=3D"margin: 0; font-family: 'Helvetica Neue', Helvetica, Arial,=
 sans-serif;">
	<u style=3D"font-size: 12px;"><strong>Solicite informaci&oacute;n</stro=
ng></u></h3>
<p style=3D"color: #444444; font-size: 13px; font-family: 'Helvetica Neu=
e', Helvetica, Arial, sans-serif; margin-top: 0; margin-bottom: 10px;">
	Gerencia@ConsultoraEzmirna.com<br>
	GerenciaConsultoraEzmirna@gmail.com<br>
	CesarBermudezAcevedo@gmail.com<br>
	www.ConsultoraEzmirna.com<br>
	http://cesarbermudezaceve.wixsite.com/ezmirna<br>
	<strong><span style=3D"color: #ff0000;">57+1 (312 3626498)</span></stro=
ng></p>
</div>
                                            </div>
                                            <div style=3D"color: #444444=
; font-size: 0px; font-family: 'Helvetica Neue', Helvetica, Arial, sans-=
serif;" height=3D"1"><img data-default=3D"placeholder" src=3D"http://em.=
colombiahosting.com.co/editor_images/image_d2e084b1/template0/line.png">=
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yle=3D"padding-top: 0px; color: #444444; font-size: 13px; font-family: '=
Helvetica Neue', Helvetica, Arial, sans-serif; position: relative; borde=
r: 0px;">
                                            <div style=3D"padding-top: 1=
0px; color: #444444; font-size: 13px; font-family: 'Helvetica Neue', Hel=
vetica, Arial, sans-serif;">
                                                <table cellpadding=3D"0"=
 cellspacing=3D"0" border=3D"0" width=3D"560" align=3D"center">
                                                    <tbody><tr>
                                                        <td valign=3D"to=
p" style=3D"color: #444444; font-size: 13px; font-family: 'Helvetica Neu=
e', Helvetica, Arial, sans-serif;" width=3D"270">
                                                            <div class=3D=
"contentEditableContainer contentTextEditable" style=3D"color: #444444; =
min-height: 0px; font-size: 13px; font-family: 'Helvetica Neue', Helveti=
ca, Arial, sans-serif;">
                                                                <div cla=
ss=3D"contentEditable" style=3D"color: #444444; font-size: 13px; font-fa=
mily: 'Helvetica Neue', Helvetica, Arial, sans-serif;"><h2 align=3D"cent=
er" style=3D"color: #000000; font-size: 16px; font-family: 'Helvetica Ne=
ue', Helvetica, Arial, sans-serif; margin-top: 0; text-align: center;">
	Implementaci&oacute;n de Circulares <span style=3D"color: #ff0000;">SAR=
LAFT SARL SIAR</span> (Riesgos):</h2>
<p style=3D"color: #444444; font-size: 13px; font-family: 'Helvetica Neu=
e', Helvetica, Arial, sans-serif; margin-top: 0; margin-bottom: 10px;">
	<strong>&bull; SUPERSOLIDARIA</strong>: Circular Basica Jur&iacute;dica=
, 6/2014, 14/2015, 15/2015, 4/2017, 10/2017, 14/2018, 3/2019, 6/2019, 10=
,11,12,13/2020, Nueva Circular Basica Juridica, Nueva Circular Basica Co=
ntable y Financiera<br>
	<strong>&bull; SUPERFINANCIERA</strong>: Circular 26/2008<br>
	<strong>&bull; SUPERSALUD:</strong> Circular 009/2016 y 21/2016<br>
	<strong>&bull; SUPERTRANSPORTE:</strong> Circular 11/2011 y&nbsp;Resolu=
ci&oacute;n 74854/2016<br>
	<strong>&bull; SUPERVIGILANCIA:</strong> Circular 8/2011<br>
	<strong>&bull; ADUANAS:</strong> Circular 170/2002 DIAN<br>
	<strong>&bull; NOTARIAS:</strong> Circular 1536/2013<br>
	<strong>&bull; JUEGOS SUERTE Y AZAR:</strong>&nbsp;Resoluci&oacute;n 20=
161200032334 COLJUEGOS<br>
	<strong>&bull; MINISTERIO EDUCACION:</strong> Circular Basica<br>
	<strong>&bull;OPERADORES POSTALES DE PAGO:</strong> Resoluci&oacute;n 2=
564/2016 MINTIC<br>
	<strong>&bull;CASAS DE CAMBIO:</strong> Circular 13/2016 DIAN<br>
	<strong>&bull; SUPERSOCIEDADES:</strong> Circular 100-00005 y 100-00006=
, Capitulo 10 Circular Basica Juridica</p>
<h2 style=3D"color: #000000; font-size: 16px; font-family: 'Helvetica Ne=
ue', Helvetica, Arial, sans-serif; margin-top: 0;">
	<strong><span style=3D"color: #ff0000;">USTED, VIGILADO POR ALGUNA DE E=
STAS ENTIDADES, TIENE LA OBLIGACION DE MONTAR SARLAFT O SAGRILAFT:</span=
></strong></h2>
<p style=3D"color: #444444; font-size: 13px; font-family: 'Helvetica Neu=
e', Helvetica, Arial, sans-serif; margin-top: 0; margin-bottom: 10px;">
	<strong>&bull; Sistema de Administraci&oacute;n de Riesgo de Lavado de =
Activos y Financiaci&oacute;n del Terrorismo<br>
	&bull; Multas hasta por 1000 salarios minimos por no tener la implement=
aci&oacute;n de documentaci&oacute;n y reportes<br>
	<span style=3D"color: #0000ff;"><u>Perm&iacute;tanos ayudarle de forma =
eficiente y econ&oacute;mica</u></span></strong></p>
<h2 style=3D"color: #000000; font-size: 16px; font-family: 'Helvetica Ne=
ue', Helvetica, Arial, sans-serif; margin-top: 0;">
</h2>
<br>
<br>
<br>
<br>
<br>
<h2 align=3D"center" style=3D"color: #000000; font-size: 16px; font-fami=
ly: 'Helvetica Neue', Helvetica, Arial, sans-serif; margin-top: 0; text-=
align: center;">
	<span style=3D"color: #006400;"><strong>DISE&Ntilde;O Y MANTENIMIENTO D=
E&nbsp;</strong></span><span style=3D"color: #ff0000;"><strong>protocolo=
s de bioseguridad</strong></span><span style=3D"color: #006400;"><strong=
>&nbsp;PARA EL MANEJO Y CONTROL DEL RIESGO DE&nbsp;</strong></span><span=
 style=3D"color: #ff0000;"><strong>Coronavirus COVID-19</strong></span><=
span style=3D"color: #006400;"><strong>&nbsp;EN LOS TRABAJADORES, PROVEE=
DORES Y CLIENTES (oficinas, industrias, odontologos, cirujanos, transpor=
te de mercancias)</strong></span></h2>
<br>
<p style=3D"color: #444444; font-size: 13px; font-family: 'Helvetica Neu=
e', Helvetica, Arial, sans-serif; margin-top: 0; margin-bottom: 10px;">
	<strong>&bull; MINTRABAJO: </strong>Resoluci&oacute;n 666<br>
	<strong>&bull; <span style=3D"color: #ff0000;">SECRETARIAS DE SALUD<br>
	<br>
	Visitas sorpresa de inspecci&oacute;n.</span></strong></p>
<h3 style=3D"margin: 0; font-family: 'Helvetica Neue', Helvetica, Arial,=
 sans-serif;">
	<strong><span style=3D"color: #ff0000;">Los empleadores deben generar p=
rotocolos para el manejo de documentos, clientes, dinero en efectivo</sp=
an></strong><strong><span style=3D"color: #ff0000;">, basuras</span></st=
rong><strong><span style=3D"color: #ff0000;">, recepci&oacute;n de docum=
entos y mercancias.</span></strong></h3>
<br>
<p style=3D"color: #444444; font-size: 13px; font-family: 'Helvetica Neu=
e', Helvetica, Arial, sans-serif; margin-top: 0; margin-bottom: 10px;">
	<strong>Hay responsabilidad <span style=3D"color: #ff0000;">PENAL</span=
> ante el contagio de personas por deficiencias en los protocolos.<br>
	<br>
	Es mucho m&aacute;s que el tapabocas, gel antibacterial y la distancia =
social<br>
	<br>
	<span style=3D"color: #ff0000;">Ya implement&oacute; todas las regulaci=
ones de bioseguridad? Permitanos ayudarle a muy bajo costo</span></stron=
g></p>
</div>
                                                            </div>
                                                        </td>
                                                        <td valign=3D"to=
p" style=3D"color: #444444; font-size: 13px; font-family: 'Helvetica Neu=
e', Helvetica, Arial, sans-serif; padding-left: 20px;">
                                                            <div class=3D=
"contentEditableContainer contentTextEditable" style=3D"color: #444444; =
min-height: 0px; font-size: 13px; font-family: 'Helvetica Neue', Helveti=
ca, Arial, sans-serif;">
                                                                <div cla=
ss=3D"contentEditable" style=3D"color: #444444; font-size: 13px; font-fa=
mily: 'Helvetica Neue', Helvetica, Arial, sans-serif;"><h2 align=3D"cent=
er" style=3D"color: #000000; font-size: 16px; font-family: 'Helvetica Ne=
ue', Helvetica, Arial, sans-serif; margin-top: 0; text-align: center;">
	HAPPYOU2***</h2>
<p style=3D"color: #444444; font-size: 13px; font-family: 'Helvetica Neu=
e', Helvetica, Arial, sans-serif; margin-top: 0; margin-bottom: 10px;">
	Cuando cuesta un terapeuta? Generamos bienestar humano a partir de expe=
rtos a su disposici&oacute;n a <strong>muy bajo costo</strong>.<br>
	Modalidad descuento de libranza, pago individual, pago unico por empres=
a<br>
	<strong><span style=3D"color: #ff0000;">Gratis durante la cuarentena ww=
w.HappYou2.com</span></strong></p>
<h2 align=3D"center" style=3D"color: #000000; font-size: 16px; font-fami=
ly: 'Helvetica Neue', Helvetica, Arial, sans-serif; margin-top: 0; text-=
align: center;">
	SEGURIDAD Y SALUD EN EL TRABAJO***</h2>
<p style=3D"color: #444444; font-size: 13px; font-family: 'Helvetica Neu=
e', Helvetica, Arial, sans-serif; margin-top: 0; margin-bottom: 10px;">
	Las entidades deben mitigar su riesgo sobre el ser humano, asociado al =
Sistema de Gesti&oacute;n de Seguridad y Salud en el Trabajo. Perm&iacut=
e;tanos&nbsp; ayudarle.<br>
	<span style=3D"color: #ff0000;"><strong>Decreto 312 2019</strong></span=
></p>
<h2 align=3D"center" style=3D"color: #000000; font-size: 16px; font-fami=
ly: 'Helvetica Neue', Helvetica, Arial, sans-serif; margin-top: 0; text-=
align: center;">
	PROTECCION DE DATOS PERSONALES***</h2>
<p style=3D"color: #444444; font-size: 13px; font-family: 'Helvetica Neu=
e', Helvetica, Arial, sans-serif; margin-top: 0; margin-bottom: 10px;">
	El uso no autorizado de un <strong>dato privado, sensible, de menores o=
 publico</strong> puede generar <strong>multas hasta de 123 </strong>mil=
lones de pesos. Ya hizo el Registro Nacional de Bases de Datos.<br>
	<span style=3D"color: #ff0000;"><strong>Ley 1581 2012 / Decreto 1377 20=
13</strong></span></p>
<h2 align=3D"center" style=3D"color: #000000; font-size: 16px; font-fami=
ly: 'Helvetica Neue', Helvetica, Arial, sans-serif; margin-top: 0; text-=
align: center;">
	NORMAS ISO***</h2>
<p style=3D"color: #444444; font-size: 13px; font-family: 'Helvetica Neu=
e', Helvetica, Arial, sans-serif; margin-top: 0; margin-bottom: 10px;">
	Contar con la implementaci&oacute;n de normas como: <span style=3D"colo=
r: #ff0000;"><strong>Gesti&oacute;n de Calidad, Seguridad Informatica</s=
trong></span>, Calidad de Producci&oacute;n y dem&aacute;s le hace compe=
titivo y participar con mejores opciones en un proceso de licitaci&oacut=
e;n. El acompa&ntilde;amiento de un certificador es muy costoso. <strong=
>Con nosotros es mucho mas economico</strong></p>
<h2 align=3D"center" style=3D"color: #000000; font-size: 16px; font-fami=
ly: 'Helvetica Neue', Helvetica, Arial, sans-serif; margin-top: 0; text-=
align: center;">
	PESEM***</h2>
<p style=3D"color: #444444; font-size: 13px; font-family: 'Helvetica Neu=
e', Helvetica, Arial, sans-serif; margin-top: 0; margin-bottom: 10px;">
	La Superintendencia de Economia Solidaria requiere de<strong> <span sty=
le=3D"color: #ff0000;">todos los vigilados</span></strong> la implementa=
ci&oacute;n de un Proyecto Educativo, Social y Empresarial para generar =
bienestar en sus asociados.</p>
<h2 align=3D"center" style=3D"color: #000000; font-size: 16px; font-fami=
ly: 'Helvetica Neue', Helvetica, Arial, sans-serif; margin-top: 0; text-=
align: center;">
	PLANEACION ESTRATEGICA***</h2>
<p style=3D"color: #444444; font-size: 13px; font-family: 'Helvetica Neu=
e', Helvetica, Arial, sans-serif; margin-top: 0; margin-bottom: 10px;">
	Las empresas requieren gestionar su a&ntilde;o fiscal desde una planeac=
i&oacute;n, obedecer a <span style=3D"color: #ff0000;"><strong>objetivos=
 previamente propuestos</strong></span>. Los entes de control requieren =
que su entidad tenga una planeaci&oacute;n estrategica.</p>
<h2 align=3D"center" style=3D"color: #000000; font-size: 16px; font-fami=
ly: 'Helvetica Neue', Helvetica, Arial, sans-serif; margin-top: 0; text-=
align: center;">
	SOFTWARE CONTABLE***</h2>
<p style=3D"color: #444444; font-size: 13px; font-family: 'Helvetica Neu=
e', Helvetica, Arial, sans-serif; margin-top: 0; margin-bottom: 10px;">
	Su organizaci&oacute;n requiere un software que cumpla con todos los re=
querimientos contables y de ley, que no implique pagar "desarrollos" en =
cualquier cambio, <strong><span style=3D"color: #ff0000;">que tenga buen=
 soporte tecnico, seguridad de la informaci&oacute;n y conectado a plata=
formas bancarias</span></strong>.</p>
<h2 align=3D"center" style=3D"color: #000000; font-size: 16px; font-fami=
ly: 'Helvetica Neue', Helvetica, Arial, sans-serif; margin-top: 0; text-=
align: center;">
	REFORMA ESTATUTARIA***</h2>
<p style=3D"color: #444444; font-size: 13px; font-family: 'Helvetica Neu=
e', Helvetica, Arial, sans-serif; margin-top: 0; margin-bottom: 10px;">
	La Superintendencia de Economia Solidaria requiere la <strong><span sty=
le=3D"color: #ff0000;">actualizaci&oacute;n anual de sus estatutos</span=
></strong>.</p>
<h2 align=3D"center" style=3D"color: #000000; font-size: 16px; font-fami=
ly: 'Helvetica Neue', Helvetica, Arial, sans-serif; margin-top: 0; text-=
align: center;">
	PUBLICIDAD***</h2>
<p style=3D"color: #444444; font-size: 13px; font-family: 'Helvetica Neu=
e', Helvetica, Arial, sans-serif; margin-top: 0; margin-bottom: 10px;">
	Su organizaci&oacute;n requiere <span style=3D"color: #ff0000;"><strong=
>ofrecer sus servicios</strong> </span>de forma clara, concreta y oportu=
na, mostrando sus <span style=3D"color: #ff0000;"><strong>diferenciales =
y competitividad</strong></span>.</p>
<h2 align=3D"center" style=3D"color: #000000; font-size: 16px; font-fami=
ly: 'Helvetica Neue', Helvetica, Arial, sans-serif; margin-top: 0; text-=
align: center;">
	BENCHMARKING***</h2>
<p style=3D"color: #444444; font-size: 13px; font-family: 'Helvetica Neu=
e', Helvetica, Arial, sans-serif; margin-top: 0; margin-bottom: 10px;">
	Sabe con detalle qu&eacute; hace su competencia distinto a usted?. Uste=
d requiere un <strong><span style=3D"color: #ff0000;">estudio comparativ=
o.</span></strong></p>
<h2 align=3D"center" style=3D"color: #000000; font-size: 16px; font-fami=
ly: 'Helvetica Neue', Helvetica, Arial, sans-serif; margin-top: 0; text-=
align: center;">
	GESTION DOCUMENTAL***</h2>
<p style=3D"color: #444444; font-size: 13px; font-family: 'Helvetica Neu=
e', Helvetica, Arial, sans-serif; margin-top: 0; margin-bottom: 10px;">
	Su organizaci&oacute;n requiere un software que cumpla con todos los re=
querimientos contables y de ley<br>
	<strong><span style=3D"color: #ff0000;">Ley General de Archivos</span><=
/strong><br>
	<br>
	<strong><span style=3D"color: #ff0000;">Ya lo implement&oacute;? Lo que=
 tiene cumple con toda la normatividad al respecto?</span><br>
	<br>
	Economicos y a la medida.</strong><br>
	<br>
	<strong>Somos mas economicos que todas las opciones del mercado y con l=
a mejor calidad en resultado y servicio.</strong></p>
<h3 style=3D"margin: 0; font-family: 'Helvetica Neue', Helvetica, Arial,=
 sans-serif;">
	<strong><span style=3D"color: #ff0000;">Permitanos ayudarle. </span><em=
>En Ezmirna hacemos facil lo dificil</em></strong></h3>
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: #444444; font-size: 13px; font-family: 'Helvetica Neue', Helvetica, Ar=
ial, sans-serif; margin-top: 0; margin-bottom: 10px;">
	En 310 entidades hemos agregado valor con el SIAR y el SARLAFT y en 150=
&nbsp; el SGSST de MinTrabajo, con 300 entidades hemos hecho Factoring o=
 Confirming, en 200 hemos entregado nuestros servicios adicionales, vea =
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	Queda muy poco tiempo para la implementaci&oacute;n del SARLAFT, SIAR, =
SGSST y los entes de control est&aacute;n auditando.</p>
<h3 style=3D"margin: 0; font-family: 'Helvetica Neue', Helvetica, Arial,=
 sans-serif;">
	<strong>SIAR, SARL,&nbsp;SARLAFT,&nbsp;HAPPYOU2,&nbsp;NORMAS ISO,&nbsp;=
PESEM,&nbsp;PLANEACION ESTRATEGICA,&nbsp;SGSST,&nbsp;SOFTWARE CONTABLE,&=
nbsp;REFORMA ESTATUTARIA,&nbsp;PUBLICIDAD,&nbsp;BENCHMARKING,&nbsp;DOCUM=
ENTAL,&nbsp;PROTECCION DE DATOS PERSONALES</strong></h3>
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                                    <p style=3D"text-align:right;"><a hr=
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                                    <p>Called squalamine, the compound i=
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